When it’s time to make choices related to Medicare, it is important to get expert advice. There are serious consequences for making the wrong decision. Making a poor decision can result in financial penalties, restricted access to providers, or loss of future plan options.
We have the experience and knowledge to help people make the right decisions for their health care. Every person is unique and deserves a customized approach to finding the right plan. We know the strengths and weaknesses of all the top carriers.
The Medicare landscape is changing, so we stay current with all the latest developments. As people grow older, they tend to need more health care services. We understand how needs change and the importance of responding appropriately.
There are many options available for quality Medicare Supplement (Medigap) plans. The same holds true for Medicare Advantage (MA) plans. There are pros and cons associated with the various options offered by private insurance companies. It is important to work with a trusted advisor who can ask you the right questions and help you determine the plan(s) that best suit your needs and budget.
Whether you are newly eligible for Medicare and need to know your options or you want to shop for better plans and rates — we are here to help. Do you want to know the pros and cons of Medigap and Medicare Advantage? Are you currently on a group plan and want to know if it makes sense to opt out? We are here to educate and inform. Are you currently enrolled in a Medigap plan or Medicare Advantage plan and looking for better options? Are you looking to make a change during the Annual Election Period? We can provide you with the guidance you need.
We are available to help with issues related to benefits, billing and claims. We care about our clients and our community!
Below is a brief summary of Medicare and some information on valuable resources. Some of our clients do extensive research before contacting us; others call us as their first step in the process — either way is fine.
On the site listed below, you can learn the basics of Original Medicare, Medicare Supplement, Medicare Advantage and Prescription Drug Plans.
Medicare is a health insurance program that is administered by the U.S. Government. To be eligible for Medicare, one must be age 65 years or older and be a legal resident of the United States for at least 5 years. Medicare is also available to those under age 65 with a qualifying disability*.
For an in-depth explanation of Medicare, please visit the official Medicare web site at www.medicare.gov The site is very informative with respect to eligibility and benefits. We also recommend calling the Medicare Hotline at 1-800-633-4227 to order a free Medicare handbook.
Even with all the information available on the Web, it can still be very confusing to grasp all the options available to Medicare beneficiaries. Also, working with an independent agent doesn’t cost you anything. The premiums are exactly the same. Whether you purchase a plan directly from the carrier or through an agent, the premium (by state law) cannot be any different.
For a free consultation, please call us at 678-236-1600 or complete the request form