Accident Insurance, also referred to as Accident/Injury Insurance, is designed to pay money directly to the policyholder in the event of an accident or injury. The coverage will pay for out-of-pocket costs incurred as a result of an injury: urgent care, emergency treatment, exams and x-rays, hospitalization and other expenses related to the injury. The coverage can also pay for items not covered by insurance, such as travel and other incidentals.
Accident plans work well for active families with high-deductible major medical plans.
