Many people have high cholesterol levels, which can increase their risk for heart disease and strokes. Life insurance underwriters have traditionally been unwilling to consider offering the best rates to people with high cholesterol readings.
I have had numerous clients with total cholesterol readings well above 220 (the highest acceptable level for many carriers). Many of these clients were advised by their doctors or healthcare practioners to lower their cholesterol by diet and exercise. They were cautioned about the potential negative side effects of cholesterol lowering medication in many cases.
