Laddering Term Life Policies
The term “laddering” is commonly used with reference to financial products such as CDs, but it can also be used with life insurance. Simply put, laddering is a strategy employed to have more than one financial product “expire” or mature at different dates to benefit the owner. With respect to CDs, this concept protects against reinvesting a […]
Should I Buy Life Insurance Online? Yes…and No.
Generally speaking, people are comfortable shopping online for most items. The Internet is a great tool for gathering information and advice prior to making a purchase — and this especially holds true for life insurance. There are numerous sites online that provide instant quotes and solid, basic information about life insurance. Some sites are more “salesy” than […]
New Insurance Networks in Georgia Exchange Health Plans
I’m sorry to post yet another article about the online Marketplace (aka Obamacare)! I’m sure many of my readers have limited interest. You would like some information on small group health insurance, Medicare or other types of insurance listed in the categories to the right. I will get back to those topics. However, keep in […]
Medicare Advantage Provider Networks
For most people accustomed to group or personal plans in the “under age 65” market, dealing with provider networks is an ongoing concern. PPO or POS or HMO? This concern is no different for those shopping for a Medicare Advantage plan. These plans are “network driven”. For people who do not want to worry about […]