If you need health insurance for your child, then there is good news and not-so-good news. The good news is that child-only policies are available again, as of January 2013. Carriers had discontinued these policies shortly after the Affordable Care Act was enacted. Since carriers were required to cover all children, regardless of their pre-existing health conditions, they decided to minimize their liability. Carriers decided that children could only apply with an adult family member. This changed in January —
