how to apply for life insurance

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How to Apply for Life and Health Insurance In Georgia

There is not a single “right way” to apply for health or life insurance.  Although their are some general guidelines followed by most carriers, each carrier has it’s own set of unique underwriting guidelines.  This is why it is very important to apply for coverage with the assistance of a knowledgeable agent.  People who apply directly with a carrier or through an inexperienced agent are much more likely to get declined or receive an unfavorable underwriting decision. 

As an example,