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Mortgage Protection Life Insurance in Georgia — Is it Worth Buying?

If you are a homeowner who recently closed on a loan or refinanced a mortgage, then it is likely that you have been inundated with offers for “Mortage Protection” or “Mortgage Life Insurance”.   The letters appear official — as if they are sent by your lender — but in 9 out of 10 cases, they are not.  Often times, your lender will partner with an insurance company and send out an offer for Mortgage Life Insurance, but these are far outnumbered by the others.