open enrollment georia

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Buying Health Insurance Outside of Open Enrollment

The official Open Enrollment deadline to purchase personal health insurance was March 31, but there were a couple of extensions and exceptions made.  Now, we’re well past the deadline and extensions, yet there are plenty of reasons why someone may need to purchase health insurance between now and the next Open Enrollment — which is November 15 to January 15. CMS calls these reasons “qualifying events”. A qualifying event triggers a “Special Enrollment Period”, so applications can be submitted either on or off the Marketplace.