As a stay at home mom, I was leery of buying insurance thru an indep. agent. I had tried e-insurance last year and got creeped out by the lack of customer service. But when I found Greg on Kudzu and read the reviews I contacted him. Thank goodness I did! He was wonderful, answered every question I had, explained terms to me and quickly got me quotes. Once I started the application process he really held my hand and even went to bat for me when they said they wouldn’t cover my son’s condition..he negotiated coverage!By buying thru an indep. agent we are saving $100′s a month instead of going w/ my husband’s pricey work plan. I recommend P’tree Insurance Advisors to anyone.