health insurance red flags

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Insurance “Red Flags” — Buying Health Insurance Online

Recently, I helped a couple in their 60’s navigate through the maze of health insurance options.  They are currently on COBRA, but they are moving to Alabama shortly (from Atlanta).   After  their COBRA coverage expires, they will still have a couple of years before they are eligible for Medicare.  A couple of fairly serious pre-existing conditions will make it challenging to find adequate coverage in the individual market.  So, I helped them determine what options they would have for State-Guaranteed Coverage in case it would be needed.