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Open Enrollment Season — Dependents Can Save 25 – 50%

It’s open enrollment season for Employer Health Plans (not to be confused with Open Enrollment for the Exchanges). Most medium to large businesses have open enrollment this time of year and employees have to make a decision about their plan choices. The trend lately has been for employers to cut back on their contribution towards both employee and dependent premium. Many employers don’t pay anything towards dependent coverage.

The Affordable Care Act (ACA) doesn’t address the high costs of dependent coverage.

New Insurance Networks in Georgia Exchange Health Plans

I’m sorry to post yet another article about the online Marketplace (aka Obamacare)! I’m sure many of my readers have limited interest. You would like some information on small group health insurance, Medicare or other types of insurance listed in the categories to the right. I will get back to those topics.

However, keep in mind — The Trend — is towards more limited networks in every part of healthcare. So, whether you get your coverage through an employer plan,

Georgia’s Health Insurance Exchange: How to Avoid Big Problems

This post is geared mainly towards those of you in Georgia who are responsible for your own health insurance. In other words, you are self-employed or you (or your spouse) do not have access to an employer-sponsored plan. If this doesn’t describe you, PLEASE read anyhow, because you can help a friend or relative avoid costly mistakes — and help all taxpayers save money (I explain how below)!

Before you even consider purchasing coverage through the exchange,

Georgia’s New Health Insurance Plans for Individuals and Families

We are only one week away from Open Enrollment for the exchanges. Yes, there is a lot going on politically as we close in on October 1. I won’t comment on the political wranglings since that’s not my job! However, there is tremendous concern as to whether the exchanges will be ready by October 1 or not. According to a report by the Dept. of Health and Human Services, the main issue is the security of the government’s data hub that will be used in the exchanges.

WebMD Offering Health Insurance Advice and More

I normally don’t post twice in one day — partly because I’m very busy helping clients — however, today is an exception. After writing about the soon-coming public awareness campaign about Obamacare this morning, I read an article about WebMD offering advice regarding the new Health Insurance Marketplace. Now, this isn’t big news — I read about this last week However, I was surprised to learn that they didn’t mention that agents were also a valuable resource!

Health Insurance in Georgia — Where to Enroll for 2014?

A huge public awareness campaign will soon be launched in Georgia and all over the nation. Each state has received substantial funds so they can get the word out. The message is geared towards people who will benefit from enrolling in the exchange (aka: marketplace). There is still a lot of confusion surrounding the new health insurance marketplace. Most people still don’t know how they will be impacted. Hopefully, the public awareness campaign will help bring some clarity.

Best and Worst Rated Hospitals in Georgia — a New Report

Consumer Reports rated hospitals across the nation and the results were somewhat surprising. You can read an article about this report here. As a subscriber to Consumer Reports, I checked out the results for Georgia and didn’t find any shocking news. However, I am mostly familiar with the hospitals in the metro Atlanta area, not other parts of Georgia.

This report is significant because there really isn’t a lot of data available to compare hospitals.

New Lenient Underwriting for Health Insurance in Georgia

As a result of the Affordable Care Act (ACA), rates for individual/family health insurance will drop by 50% or so in New York — NOT Georgia. This news was just announced recently and it’s really no surprise to those who understand how some states currently regulate health insurance. NY and a few other states currently cover everybody without regard to health status. Consequently, their rates are much, much higher than other states like Georgia. You can read more about this here.

Dental Insurance Plans in Georgia

Earlier this year, I raved about a new dental plan in Georgia that offers excellent coverage. The most significant feature of this plan is that there are no waiting periods (for non-group coverage). This plan is still going strong and I highly recommend it for many folks who have a need for immediate dental work. For more info on this plan, see my previous post.

Most plans will make you wait at least 12 months before they pay anything towards “major”

Preparing for Health Insurance Changes in 2014

Changes are coming and they’re just around the corner. The major provisions of the Affordable Care Act (ACA) go into effect in 2014. All health insurance plans must be ACA-compliant at some point in 2014. This means big changes for many people. Whether you have employer-sponsored coverage or a personal plan (or no coverage at all), there are important things to know — and do — in preparation for the changes ahead.

In this post,

Better than the Best in Town. Greg knows his business well, manages himself as a thorough professional, searches tirelessly for the best insurance deal, and handles communications with his clients almost perfectly--not too little, not too much, just at the right time and in the right way. It's rare to be able to give an unqualified recommendation, because usually even the best has room for improvement. But Greg did such a magnificent job solving both health and life insurance needs for us that I cannot provide anything but positive and enthusiastic endorsement.

Eric Fichtner President at Symphony Technology Solutions, Inc., Marietta, Georgia

I am a retired Allstate agent and Greg Sanders helped me with my health insurance needs I also referred my clients to Greg when I could not help them with their needs! He was always professional. I never had to worry because I knew he would take care of my clients!

Don Hannaman Retired Allstate Agent, Entrepeneur, Marietta, GA

I was absolutely overjoyed to find Greg Sanders. His knowledge and experience was so helpful to me when trying to understand & select a new health plan. He personally answered my phone calls and answered all my questions. I will be a client for life!

LaRonta Upson Rush Ph.D Licensed Psychologist, Stone Mountain, GA

I have worked with Greg Sanders for over twenty years now. I have my own commercial real estate firm and he helps me get terrific health insurance at affordable rates. From time to time I will work for another company and then go back to Greg in need of insurance again. He is so consistent, professional, patient, I just have no doubt that Greg is providing me the most educated choices in the market. My friends love him too!

Theresa Parrish Commercial Realtor, Atlanta, GA (note: I have been an agent since 2000 and this review was written in 2013 -- so "20 years" is just a little off :)

Cleared up all the confusion obtaining new Health insurance, made it easy to get new health coverage! Forget the government website, contact Peachtree Insurance advisors!

Jerri Peterson Roswell, GA

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