High Deductible Health Plans / Tools You Can Use
The trend towards higher deductible health plans has been forced upon us. With extremely high rate increases, employers and individuals have turned towards high deductible health plans as a way to mitigate costs. I read an article today in Consumer Reports that provides statistics to show this trend is growing rapidly. However, the real take-away […]
Over age 64? Don’t Get Caught in the Plan F Death Spiral
The Most Popular Plan Over half of all people who enroll in a Medicare Supplement plan (Medigap) select Plan F. Plan F is the most comprehensive plan available and covers almost all out-of -pocket medical costs not covered by Medicare Part A and Part B. Medigap plans are standardized, so a Plan […]
Medicare Advantage Provider Networks
For most people accustomed to group or personal plans in the “under age 65” market, dealing with provider networks is an ongoing concern. PPO or POS or HMO? This concern is no different for those shopping for a Medicare Advantage plan. These plans are “network driven”. For people who do not want to worry about […]