For people turning 65 or losing group coverage after the age of 65, Medicare can be a welcome relief. The medical benefits are much stronger (in most cases) and the premiums are relatively low. Medicare Part A (hospital) is free and Part B (medical) is close to $100/month, depending on income. So far, so good. However, most people will want to supplement Medicare Part A and Part B since they still face a lot of risk for out-of-pocket expenses —
Most people have a major medical plan with prescription drug coverage. So, why would someone want a free Rx card? Well, it is becoming more common for insurance companies to exclude coverage for pre-existing conditions. When this happens, the carrier won’t cover any doctor visits or drugs related to the pre-existing condition(s). A lot of money can be saved by someone who has a discount Rx card in this situation.
If someone does not have any major medical coverage,
As most people have discovered, a trip to the Emergency Room can be very expensive. However, in a true emergency, most people don’t worry about the cost. Insurance companies do worry about the cost and they discourage policyholders from going to the ER for anything other than a real emergency. As a result, copays are much lower for trips to an urgent care facility. Many carriers are now charging copays from $250 to $500 for an ER visit. The copay for a trip to an urgent care facility is closer to $75.
Peachtree Insurance Advisors provides services to individuals and small businesses in Woodstock, GA. We focus on life insurance and health insurance. Whether you need a life insurance policy as collateral for a business loan or for the protection of loved ones, we can help. If you need expert advice on health insurance, including short-term medical or medicare supplement insurance, we can help.
As an independent agency, we offer all the best carriers available in Georgia.
The financial stability of a life insurance company is very important. When shopping for term life coverage, don’t just look at the lowest cost premium from an insurance company you recognize. Make sure you look at the ratings by A.M. Best, Moody’s and other rating agencies. Consider the Comdex ranking also. The Comdex ranking is a composite of all the ratings that a company has received relative to all other insurance companies. The Comdex ranks companies on a scale of 1 to 100.
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Peachtree Insurance Advisors provides highly responsive, client-centered solutions to individuals and small businesses in Woodstock, GA. We do much more than shop the market for the best life, health and Medicare supplement insurance products.
We offer expert advice and service not commonly found in the the insurance business. Please call us for a personalized quote for life insurance, health insurance or Medicare supplement insurance. To see what clients in Georgia have to say about us, please click here
We’re based in Atlanta,
Health & Life Insurance in Woodstock, GA
Peachtree Insurance Advisors provides highly responsive, client-centered solutions to individuals and small businesses in Woodstock, GA. We do much more than shop the market for the best life insurance, health insurance and Medicare supplement insurance products.
We offer expert advice and service not commonly found in the the insurance business. Please call us for a personalized quote for life insurance, health insurance or Medicare supplement insurance. To see what clients in Georgia have to say about us,
for contacting us….. We will be in touch very soon.
| Peachtree Insurance Advisors president Greg Sanders was featured in the Strategies: Ideas for Growing Business section of the March 14-20, 2008 Atlanta Business Chronicle. The article, "Communication leads to best health insurance," by Deborah Held Maslia and Tom Brinkmoeller discusses the recent trends in employee benefits.
"While it’s long been know that health insurance benefits are a tool for attracting and retaining employees, today’s business owner is shifting this strategy, |
Many people have high cholesterol levels, which can increase their risk for heart disease and strokes. Life insurance underwriters have traditionally been unwilling to consider offering the best rates to people with high cholesterol readings.
I have had numerous clients with total cholesterol readings well above 220 (the highest acceptable level for many carriers). Many of these clients were advised by their doctors or healthcare practioners to lower their cholesterol by diet and exercise. They were cautioned about the potential negative side effects of cholesterol lowering medication in many cases.
