Medicare and Prior Authorization – What You Need to Know
The purpose of this article is to explain how Prior Authorization works with Medicare. This is an important subject because the prior authorization process can
Peachtree Insurance Advisors are experts in Health, Medicare, and Life Insurance.
The purpose of this article is to explain how Prior Authorization works with Medicare. This is an important subject because the prior authorization process can
If you have a Medicare Supplement plan (also knows as Medigap), then you can switch plans anytime of year. Many people mistakenly believe they can
If you’re new to Medicare, but are not yet receiving Social Security benefits, then you might want an easy way to pay your Medicare Part
If you are in the process of researching your Medicare plan options, you have probably discovered there is a lot to learn. Some refer to
A recent article published by Kaiser Family Foundation provides helpful information on short term medical plans. Whether you live in Georgia, California or Wisconsin, you
You might think that working with an experienced, independent agent is your best option when shopping for insurance. Whether it’s life insurance or Medicare insurance,
I was listening to the radio today and I heard Clark Howard opine about what’s going on in the personal health insurance market. He was
Accident Insurance, also referred to as Accident/Injury Insurance, is designed to pay money directly to the policyholder in the event of an accident or injury.
Finding a good personal dental plan can be as painful as a root canal! If you do a search online, you will encounter dozens of
The trend towards higher deductible health plans has been forced upon us. With extremely high rate increases, employers and individuals have turned towards high deductible
The Most Popular Plan Over half of all people who enroll in a Medicare Supplement plan (Medigap) select Plan F. Plan F
It’s still early in the summer, but we have some solid information this year on what to expect in terms of rate increases for 2016. All
It’s still early in the summer, but we have some solid information this year on what to expect in terms of rate increases for 2016. All
Yes, this post is geared mainly towards people on Medicare, but it’s good information you can share with a family member or friend regardless of
People who have been prescribed expensive brand-name drugs know how much it can hurt their wallet. The good news is that close to 80% of
A recent article by Georgia Health News reports on the patient safety ratings for Georgia hospitals. According to the article, the intent of the hospital
Open Enrollment for Medicare is quickly approaching. Otherwise known as the “Annual Election Period” or AEP, the season to make changes to Medicare Advantage Plans
The IRS recently issued clarification on whether or not employers can contribute money (or reimburse payments) for employees who have individual (non-group) health insurance on
Short term major medical insurance, also known as temporary insurance, is a product worth considering for people who don’t have a good group plan available
The official Open Enrollment deadline to purchase personal health insurance was March 31, but there were a couple of extensions and exceptions made. Now, we’re
Searching for a good doctor can be challenging. Most of us rely on recommendations from our family doctor or our friends and family. However, when
Early in my career, I met with someone who had a disability insurance policy cancelled due to nonpayment. This cancellation (or lapse) occurred due to no
It’s open enrollment season for Employer Health Plans (not to be confused with Open Enrollment for the Exchanges). Most medium to large businesses have open
We are only one week away from Open Enrollment for the exchanges. Yes, there is a lot going on politically as we close in on
We are only one week away from Open Enrollment for the exchanges. Yes, there is a lot going on politically as we close in on
I normally don’t post twice in one day — partly because I’m very busy helping clients — however, today is an exception. After writing about
Consumer Reports rated hospitals across the nation and the results were somewhat surprising. You can read an article about this report here. As a subscriber
As a result of the Affordable Care Act (ACA), rates for individual/family health insurance will drop by 50% or so in New York — NOT
Earlier this year, I raved about a new dental plan in Georgia that offers excellent coverage. The most significant feature of this plan is that
Changes are coming and they’re just around the corner. The major provisions of the Affordable Care Act (ACA) go into effect in 2014. All health
Many people are at least somewhat familiar with HSAs (health savings accounts). These tax-advantaged savings vehicles are coupled with high-deductible health plans (HDHPs). In order to open a
If you read the news, then you might or might not be up to speed on Health Care Reform — or what is often referred
If you need health insurance for your child, then there is good news and not-so-good news. The good news is that child-only policies are available
On January 1, 2014, the most far-reaching provisions of the Affordable Care Act go into effect. Insurers will be required to accept all applications. This
In my last post I explained the basic differences between long-term care (LTC) insurance and disability insurance. For most people, LTC is associated with elderly
I find that many people do not understand the key differences between disability insurance and long-term care (LTC) insurance. The most common misconception is that
The most popular Medicare Supplement (Medigap) plan in Georgia — and nationally — is Plan F. So, why is it the preferred choice of so
Making the Right Decision about Medicare Plans I recently spoke with my friend’s dad who is 72 years-old and recently purchased a Medicare Supplement (Medigap)
I read a powerful article that someone recently wrote. You can read it HERE. This is a story of a young family whose lives
When my clients save a lot of money, I am happy! Recently, a client, who is in excellent health, applied for a 15-year term life
Well, Valentine’s Day is fast approaching, so I thought I’d tie in this post to the theme of love! No, I’m not going to suggest
When I started in the insurance business 13 years ago, I heard a few experienced agents mention Clark Howard and why I should learn to
Do you know how much you pay for your health insurance? Almost all of my clients know very well the cost of their health insurance,
Unlike most products, life insurance is surprisingly inexpensive for most people. I hate to see young people postpone buying life insurance until they can afford
All life insurance companies offer add-ons or “riders” to their policies. Some of these riders can be worth the additional premium, depending on your unique
Failure to update beneficiaries is one of the most common oversights with life insurance policies. If someone gets divorced and fails to update their beneficiary designation,
I rarely promote a particular insurance product, so this is an exception. There is a new dental insurance plan available for individuals and families in
According to a recent announcement by the Georgia Insurance Commissioner’s office, all health insurance carriers in Georgia are required to offer “child-only” policies again —
I received a call today from someone who didn’t know they had options when their COBRA coverage ended. I receive these calls on a regular basis. Most
The amount of money that can be saved by paying cash (instead of using your health insurance) can be astounding in many instances. It is
For people turning 65 or losing group coverage after the age of 65, Medicare can be a welcome relief. The medical benefits are much stronger
As most people have discovered, a trip to the Emergency Room can be very expensive. However, in a true emergency, most people don’t worry about the
The financial stability of a life insurance company is very important. When shopping for term life coverage, don’t just look at the lowest cost premium
Peachtree Insurance Advisors president Greg Sanders was featured in the Strategies: Ideas for Growing Business section of the March 14-20, 2008 Atlanta Business Chronicle.
Many people have high cholesterol levels, which can increase their risk for heart disease and strokes. Life insurance underwriters have traditionally been unwilling to consider offering the
When purchasing a life insurance policy, sometimes the desired result isn’t obtainable. Less than 20% of all applicants qualify for the best underwriting classification. It can
Two weeks ago, I received a call from a financial advisor (CFP) who I knew during my early years in the business. She had heard through
It’s termed “defensive medicine” and doctors admit to practicing medicine in this fashion. The main reason for this style of practice is due to medical
I received word today that one of the health insurance carriers in Georgia has failed. The company – Imerica – offered very low rates and
Health insurance carriers will offer coverage to those who are not U.S. citizens, but most of them require residency in the U.S. for a certain
Most parents understand the importance of dental health and hygiene for children, but they often neglect the importance of vision health. A recent News Flash from
Well, it finally passed. Whether or not you are pleased with the results, it is time to pay close attention to how to adapt to
I am often asked my opinion of Return of Premium life insurance — ROP for short. Like most products on the market, ROP can make
There are lots of knowledgeable, experienced life and health agents in Georgia. However, there are many, many more unexperienced agents in the marketplace. I would
There is not a single “right way” to apply for health or life insurance. Although their are some general guidelines followed by most carriers, each
Recently, I helped a couple in their 60’s navigate through the maze of health insurance options. They are currently on COBRA, but they are moving
Two Categories of Life Insurance Most people make the distinction between two major types of life insurance as Term and Whole Life, but the more accurate
If you are a homeowner who recently closed on a loan or refinanced a mortgage, then it is likely that you have been inundated with
When purchasing life insurance, it is important to determine what is important to you. In today’s fast-paced world, we place a high value on time
I received an email from a client last year asking me to contact his investment advisor. My client’s investment advisor had referred him to another
The term “laddering” is commonly used with reference to financial products such as CDs, but it can also be used with life insurance. Simply put,
Generally speaking, people are comfortable shopping online for most items. The Internet is a great tool for gathering information and advice prior to making a purchase
I’m sorry to post yet another article about the online Marketplace (aka Obamacare)! I’m sure many of my readers have limited interest. You would like
For most people accustomed to group or personal plans in the “under age 65” market, dealing with provider networks is an ongoing concern. PPO or